Glasgow mayor candidate sued over $17,751 credit card debt

Miller says his former wife accumulated most of the charges and that he disputes responsibility for half of the balance.

Glasgow mayor candidate sued over $17,751 credit card debt
Bob R. Miller, left, stands with Cathy Thomas, a candidate for Glasgow City Council, during a ballot drawing held June 4, 2026, in Barren County. (Brennan Crain/Barrenside)

GLASGOW, Ky. — Bob R. Miller, a candidate for Glasgow mayor, is facing a lawsuit in Barren County over an alleged $17,751.70 balance on a FordPass Rewards Visa credit card.

Miller is challenging incumbent Mayor Henry Royse in the November general election.

LVNV Funding LLC filed the lawsuit July 28, alleging Miller opened the account Sept. 22, 2021, through First National Bank Omaha and failed to pay the balance due. The company is asking the court to enter a judgment requiring Miller to pay the outstanding amount.

The lawsuit lists Melissa McClure of Stenger & Stenger as attorney for LVNV Funding.

Miller had not filed a formal answer to the lawsuit as of Friday.

Reached for comment Friday evening, Miller said he has retained legal counsel through GM Law Firm, a Florida law firm specializing in debt defense, and has been dealing with the outstanding debt for several years.

Miller said the FordPass Rewards Visa account was in his name but was used by both him and his former wife during their marriage. He said his former wife accumulated most of the charges and that he disputes responsibility for half of the balance.

“The credit card in question was jointly used by my ex-wife and me,” Miller said.

Miller said he has proposed to his legal team that he pay half the balance if an agreement can be reached.

“Since the divorce, my ex-wife has refused to pay her share of the charges,” Miller said. “The issue is not very significant; it’s simply a matter of credit debt that she ran up.”

Miller said the account is the only credit card debt he has refused to pay, adding that not paying the balance was the only way he believed he could seek the relief he believes he is owed.

Miller also provided Barrenside with an Aug. 7 letter from GM Law Firm confirming the firm represents him in connection with the account.

The letter states that Miller disputes the account and that the firm is considering settlement, arbitration or litigation against LVNV Funding.

Under Kentucky law, the city’s executive authority is responsible, in part, for preparing the budget proposal and administering the adopted budget ordinance.

Barrenside asked Miller whether the lawsuit should have any bearing on his campaign and what he would tell voters about it.

Candidates assigned ballot order in Barren County election drawing
Kentucky law required the ballot drawing be held at 2 p.m. local time across the state. Several candidates were not present, though attendance was not required.

Miller did not directly address those questions. Instead, he pointed to his experience in business and said his past failures have made him stronger.

“Why should voters support me? I have experience in business—I've faced failure and success alike. Each failure has taught me valuable lessons and made me stronger. I don't claim to have all the answers, but I offer a different perspective and options. Yes, everyone makes mistakes, but what matters is learning from them.”

Miller also emphasized transparency and integrity in his campaign.

“Everyone has qualities; I believe in transparency and integrity. I do not hide from my responsibilities or deals. I confront challenges directly and with honesty, never resorting to deception or behind-the-scenes negotiations. When asked why I should be Mayor, I emphasize that I will address issues openly and truthfully. Every voice will be heard, and I am committed to ensuring inclusive, transparent leadership.”

The case remains pending, and the court has not issued a ruling on the claims.


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